Understanding the Foreclosure Process in CA

Understanding the foreclosure process in CA is an important part of navigating your own home foreclosure. Before we dive in… Understanding the Foreclosure Process in CA What is foreclosure anyway? Foreclosure is the legal process that lenders use to take back property securing a loan, generally after the borrower stops making payments. Foreclosure is no fun. … Continued

How to Avoid Foreclosure in Sacramento, CA

While the housing market is rebounding, many people in Sacramento, CA are still struggling to make their mortgage payments. If you’re underwater on your home, or having trouble keeping up with your monthly mortgage payments, you could be fearful that your mortgage provider is going to foreclose. Thankfully, there are a number of things that you can … Continued

If you Are in Financial Difficulties…

We don’t know what your current personal financial situation is. Nor the condition of your house. Here’s something to think about. Chances Are You’re Reading This For One of Three or Four Good Reasons. First, you may have fallen on hard times. If anything, the current economy has taken any shame out of this position. … Continued

Short Sale Information

Short sales have their consequences, but allows more control over the process, allows me to stay in the home longer, and may be less emotionally and financially devastating than the alternatives. Many real agent agents accept short sales, but are all “short sale specialists” the same? The answer is a resounding “no!”  Here is why, along with … Continued

6 Ways to Deal with Your Underwater Mortgage

Once you sign on the dotted line for your mortgage, you enter into a solid, long-lasting commitment. It can outlast the house or owner itself! To sell a house and get out from under a mortgage requires planning and approval from the lender. Aside from selling the house for less than it is worth and … Continued

Time for Short Sale or Foreclosure

Difference between Short Sale and Foreclosure. Whether you’re a buyer, borrower or seller, a short sale and foreclosure both present different advantages and challenges. What Is A Foreclosure in General ? In simple terms, a foreclosed home is one in which the owner is unable to make his mortgage loan payments and the bank repossesses the home. … Continued

Talk to Your Lender to Stop Foreclosure

You may be able to stop foreclosure by selling your house to a company that will pay you cash and buy it quickly. If you’re facing foreclosure, you may be asking yourself if giving your house back to the bank is the wisest decision. It may be. However you may have other options. This article … Continued

Short Sales Are Usually Not Short

There are a number of reasons why you may be looking to sell your home fast. Your home may need repairs you can’t afford. You may have inherited a house you simply can’t afford to maintain. Or you may have a job opportunity in another part of the country and you need to sell your … Continued

Facing Foreclosure? Absolutely Ask these Questions.

If you’re facing foreclosure, you are probably feeling extremely overwhelmed. To add to the stress of it all, researching the foreclosure process online hasn’t made you feel any better. There’s a lot of information out there from many different sources, and no one has time to read it all. Are you worried you’re missing something important or … Continued